We have been in the receivables factoring business since 1979, are independently held, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and in doing so, can help you through any difficult circumstances you might encounter. Our lights won't go out when the times get difficult, as some receivables factoring companies regretfully have before.

All factoring companies have guidelines for size, industry, and risk. It's pretty tough for you to determine which receivables factoring business is a second to none fit for you. By reaching out to us, we'll get to the crux of your situation very quickly and help you locate the most suitable match for your business - it might be us or another receivables factoring company.

We have a vast A-List of receivables factoring industry counterparts, these cooperative relationships were earned over 20+ years in the business. So, when you take the time to define your needs to us, we have no doubt that you will find precisely what you need..

Most receivables factoring firms let you select and choose your customers that you want to factor. Although a handful of them normally require a minimum dollar amount before they'll do business with you. With us you can pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a little like carrying a credit card in your pocket. You carry it to use when you want it but don’t sign an agreement that will force you into receivables factoring when you don't want it.

Most receivables factoring firms will not be upfront about their fees. It is baffling why they do this. You can be sure, We do not not behave this way.  We are absolutely upfront about our fees. When you apply, you are given a truthful, no obligation rate proposal with the fee for your company. See which other factoring company, If any, will be that will be absolutely upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our general advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few invoice factoring companies are funded by Wall Sreet investors. We are a privately held company and don't take commands from investors and boards. Same as you, we are like-minded business people and we have experienced many of the road bumps that a business encounters. We take the time to hear your story, determine concerns. Based on that information we will put together a tailored solution for you. Most invoice factoring companies especially the Silicon Valley ones almost exclusively rely on an algorithm to determine your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

Most receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are set up with a dedicated account administrator to be your point of contact – who understands your business inside out, and can support you in ways the others just can't or simply won't.

Don't ignore the fact that the receivables factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we follow each invoice and follow them like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have immediate access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues so to nip them in the bud immediately.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Stay tuned to negative payment trends. This is crucial to run your business efficiently.

We make sure to use state-of-the-art technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means lower rates for you. Most other companies are not even in the same neighborhood.